This article will answer all the quires regarding the Stand Up India Scheme. How to apply loan, who is eligible, helpline and customer care numbers, Stand Up India SBI banks process to apply and form, SC, ST, and Women Entrepreneurs, Documents Required, Time to repay this loan.

The Stand Up India scheme, as it is also known, was introduced in January 2016 and has been launched on 5th April 2016 is as a program designed to help people with establishing entrepreneurial efforts. The scheme is being used to help people with starting businesses and improving the national economy by offering local business solutions for people all around to benefit from.

The key is to restrict the role of individual states in terms of a policy domain. It is also to eliminate many of the obstacles that might get in the way of a business’ operations. These include obstacles like land permissions and the need to bear with foreign investments as a means of making a business operation functional.

The program is also being used to draw many underrepresented communities into the business world. This is especially the case for women who are looking to start their own business efforts.

This program is also to help with allowing people who want to start their businesses to have a much easier time keeping it running. The tax benefits and the reduced interest rates associated with the funds used for getting the program running will be advantageous for all to look into when finding ways to keep the program active and ready for use.

The Main Concept of Stand Up India Loan

The key concept introduced by the Stand Up India Scheme is to make India a country that creates jobs rather than just offers people who are looking for jobs. By creating more jobs, those job seekers can find employment within India. In addition, India will become a more appealing country for businesses to work with.

The most prominent aspect of the process is that it allows a person to get a loan from the government. The money used in the loan can help with establishing a startup with the intention of creating new jobs within India.

Much of the Stand Up India scheme was designed to help younger people around India put in more of an effort to make India a more competitive country in the global economy. It is also being offered to allow them to establish great opportunities for both themselves and for other people within the country.

SC-ST & Women Entrepreneurs | Stand Up India Scheme

Women who are looking to start their own businesses and those in the SC-ST field will be eligible to take advantage of some of the best financial benefits that the Stand Up India scheme has to offer. They will be eligible to apply for and receive loans from the national government.

The values of these loans will vary by each entity. Loans can be from Rs.10 lakhs all the way to Rs.100 lakhs or 1 Crore. The program is designed to help historically disadvantaged groups within the country a fair opportunity to start their own businesses and create new jobs within the country. The value of the loan that will be given out to an entity will be based heavily on the value of the business as it starts up and it’s general needs as well as the potential credit points relating to how that business is to operate at the start.

In addition, every bank branch in the country will fund at least one SC-ST entrepreneur and at least one woman entrepreneur. This is again with the intention of making it easier for the business sector within the country to become more diverse.

These groups have been poorly represented in India as they have struggled to get access to the funds that they need in order to keep their businesses operational and to make whatever they have to offer more appealing to the average consumer. By working with the program, it will be easier for these groups to get the representation that they demand so it will be easier for them to thrive and succeed over time.

Who’s Eligible for Stand Up India Scheme?

The eligibility standards for getting into the Stand Up India scheme are essential for all people to use as the government will only offer assistance to startup opportunities that are properly organized and prepared. A business can be eligible if it has attained the following:

• The business must be an entity that has been properly incorporated within India.
• The business must be less than five years of age.
• The annual turnover from the business must not be greater than Rs.25 crore from any prior fiscal year. Only smaller entities that are looking to get off of the ground will be accepted.
• The business cannot be formed as a spinoff of another business or as a reconstruction of such a business.
• The overall goal of the business must especially be to ensure that new products and services may be offered through India for people within the country to benefit from.

Most startups should be eligible but it will be critical for anyone that is looking to get into the program to check and see what one has to work with as a means of making it easier for a business to stay functional and to work within the guidelines of the program.

The terms must be followed carefully. The government is willing to reject applicants due to how they feel that some of these entities might not be able to get any better with the funds that they are getting and that they might be trying to benefit from whatever is available to them.

Benefits of Stand Up India Scheme

The benefits associated with the Stand Up India program are designed to help businesses with getting off the ground and becoming more proficient in terms of the services and functions that they are offering. The program will work with the following benefits:

1. A startup will be exempt from taxes for the first three years that it operates.
2. An Rs.10,000 crore corpus fund will be used to fund the support of startups.
3. The capital gains tax will be exempted for venture capital investments.
4. A dramatic reduction in the patent registration fee is also covered. This reduction is up to 80 percent in value.
5. A new start-up will not be subjected to any government inspections for the first three years that it is operational for.
6. Self-certification will be available to allow a startup to work. The self-certification will work for nine labor and environment laws to allow these businesses to continue to operate at their own rates and to stay functional with the risk of interruptions getting in the way.
7. Some environmental restrictions, particularly ones relating to places that businesses can operate out of, will be removed in the process of getting a business up and running.

Such benefits will be ideal for people who are looking for ways to get more money for their businesses when they are trying to start them up. When used properly, it should be easier for a business to grow and start thriving as required.

How to Apply for Stand Up India Scheme in SBI?

People who are looking to enroll in the Stand Up India scheme can do so by using the official app for the system. This application can be used on mobile devices and computers and is designed to simplify the process of getting support from the government. if you are interested and think about taking this loan you have to just follow below given 4 steps.

1. Register yourself first
2. Choose hand holding support
3. Fill the online application form
4. Apply to the preferred lender

Stand Up India Scheme Registration Online Form 2019: Click Here

Stand Up India Scheme official website is www.standupmitra.in. Anyone who applies through this will have to provide information on one’s business plans, financial details, and other aspects relating to how a business is to stay functional and work. The app was launched on April 1 and will give people an open opportunity to see if their startup plans will actually be easy to support for any intention.

Stand Up India Scheme Tax Benefits & Interest Rate 2019

•  Tax Benefits:  People who qualify to get into the Stand Up India Program can be exempt from many taxes for the first three years. This is to allow a business to have an easier time with growing and less time struggling with the expenses that might relate to whatever one has. A business can get full freedom from the Captial Gain Tax for the first three years of operation. In addition, freedom from the taxes in profits over the first three years will be offered to those who qualify for the program.
•  Interest Rate:  The interest rate associated with getting a loan managed within the Start Up India program is critical to consider as it will entail the total cost associated with getting a loan ready within the program. Fortunately, participants will not have to worry about paying too much to get a loan running through the program.

However, details on the specific interest rate that will be paid will vary by each entity that will take advantage of the program. This is still expected to be dramatically lower than what interest rates have been in the past for many traditional loans. Loans that have been given out before the program started have entailed interest rates of around 35 percent on average. The reduced interest rates offered by the Stand Up India program will certainly help people with getting their businesses started without being forced into interest rates that might be impossible for some of them to handle.

How Can a Loan Be Repaid?

The process for repaying a loan through the program can be extended as a person will not have to worry about spending far too much time trying to get a repayment managed. In particular, a loan can be repaid at a rate of up to seven years after it is first given. This allows entrepreneurs to have control over how much they are going to actually pay each month. The fact that the loan can be repaid with reduced total interest rates helps as well.

Who Will Fund This Scheme?

The Indian government is expected to fund the scheme with the Mudra credit guarantee fund being used to help with covering a large portion of the charges associated with it. The initial amount that will be offered to applicants will be good for Rs. 10,000 crore. At least Rs. 1 lakh crore in loans will be made available to smaller units within the initial process of offering financial support. This is to offer the necessary financial support that a business might require.

Is This Good for the Economy?

The Stand Up India Scheme will be beneficial for the economy as it ensures that more people will be able to take advantage of their given opportunities to start their own businesses. In particular, the economy will benefit as many who are disadvantaged in most cases will have an easier time getting the money that they require in order to thrive and keep on running.

This is also being designed to assist in making India a country that does more to produce jobs. In particular, India will become more of a country that provides people with job opportunities that they might not have in most other situations as more jobs will be created within the country for those in the country. This will be used for the country’s economic growth instead of through outside companies that outsource their jobs to India.

Is the PAN Card & Aadhar Card Required?

Although a PAN Card may not be a necessity for most who are applying to get into the program, it is still recommended that a person who applies for the program has one of these cards. This is to at least make it a little easier for the business to properly grow.

The Aadhar Card is still needed when it comes to getting a startup set up though. This is to ensure that such an entity can continue to operate within the country’s guidelines. This is also to make it easier for the startup to be recognized by the government as needed.

Read More: Why Aadhar card is Necessary for Stand Up India Loan Scheme?

Drawbacks Of Stand Up India Loan Scheme

• There are a few important drawbacks for interested parties to look into when it comes to getting into this particular program. First, businesses that are already established within India and are currently functional are not able to get into the program. In addition, these businesses will have to provide enough details relating to their planned businesses efforts to the government as a means of ensuring that they can actually operate as demands within the guidelines of the law.
• The terms that define a startup might be relatively complicated for some people to follow. This is due to how the terms entail supporting businesses that don’t earn much. A business that earns less than Rs. 25 crores in a prior fiscal year can easily apply for the program but it will be hard for another entity to qualify for it.
• Also, the business plan that is to be issued must meet the four key standards that businesses in India are expected to work with. These are the standards relating to innovating new items, development things, deploying whatever has been created and marketing the products or services to a commercial audience The key is for a business to actually show that it has enough information available in terms of what it might have to offer to people at a certain time.

Helpline | Customer Care Phone Numbers For Stand Up India Scheme

Those who are looking for help or added information with regards to how the Stand Up India program can work for them should consider contacting the group at 011 40540722. This is the official phone number being made available for use when getting the program to start working for one’s general needs.

Aadhar linking with another document such as PAN card, Driving License, Bank account etc. is compulsory, declared by UIDAI. Your income tax returns would not be complete if you have not to link PAN card with Aadhar card. PAN card link to Aadhar card via online is a very easy process. Nowadays every Indian citizen has a document like Aadhar card but very few people have done Aadhar card linked to PAN card. here we have to provide step How to link PAN card to Aadhaar card online. Therefore you can be linked to your PAN card with Aadhar card yourself at the home! you just have to follow the simple steps which are given in below article just scroll down the page and read it.

A Complete Suggestion to Link PAN Card with Aadhar Card

In Indian country now Aadhar card is a necessary document for every individual person. in same way PAN card is also mandatory for those who have pay tax to the government. by taking into meditation India government facilitate a broad range of services to Aadhar card user. so Aadhar card is mandatory for all taxpayers of India for PAN card link to Aadhar card. You can easily do Aadhar card link with PAN card at your home. you don’t need to go anywhere. In the term of condition, you have a computer or android mobile and good internet speed that will through you have easily done your work. What is the reason behind the PAN card link to Aadhar card? read the full article as mentioned below.

Why Should I Link Aadhar with PAN Card?

• Read the reason behind of linking aadhaar-pan is here

Benefits of Linking PAN card with Aadhar card

• Detects Tax Evasion
• Stops cancellation of PAN
• Reduces cash transaction

PAN Card Link To Aadhar Card

How To Link PAN Card With Aadhar Card Online?

Aadhaar cardholder makes PAN card link to Aadhar card by visiting the official website, below given is the tutorial that How to Link PAN card to Aadhaar card online at sitting in your home.

STEP 1: First of all you have to visit the official website of Income-tax e-Filing HERE

STEP 2: After opening website, you will show homepage like an above given screenshot. Then click on “Link Aadhaar” at the left side the webpage

STEP 3: In the next step you have to fill the details given on the webpage such as PAN number, Aadhar number, Name as per AADHAAR. and click on a radio button like “I agree to validate my Aadhaar details at UIDAI”

STEP 4: Then enter the image captcha for the verification and click on the “Request OTP” button

STEP 5: At last click on “Link Aadhar” option.

STEP 6: On your screen will flash the message like “Aadhar-PAN linking is completed successfully”

Steps to Link PAN Card with Aadhar Card By Sending an SMS

• You have to type a message in below given format.
• UIDPAN<Your 12 Digit Aadhaar Number> <Your 10 Digit PAN Number>
• Send it to 567678 or 56161 from your registered mobile number.
• Example Format: If Your Aadhar Number is 335368961486 and Your PAN Number is ABFDE1374F Then You have to Type in Message like UIDPAN335368961486ABFDE1374F and Send it to either 567678 or 56161

What to do if Enabled to Link PAN Card with Aadhar card?

In the term of PAN card link to Aadhar card, online process as per the Government rules the name of the citizen should be same on Aadhar card and PAN card. If not same then you will face error “Enabled to link PAN with Aadhar card” while linking your PAN card with Aadhar card. In some cases, it happens to Aadhar PAN spelling mismatch. so in this situation, you will have to change the name in pan card. then after you can do easily link your PAN card with Aadhar card.

How to Change Name In PAN Card By Visiting Official Website?

In case your name is wrongly spelt in PAN card, you can visit the official website of onlineservices.nsdl.com to update your name in PAN card.

Learn How To Link Aadhar With PAN Card

Steps To Check PAN Aadhar Linking Status: How & Where?

In the term of checking PAN Aadhar link status, if you have already submitted the request of Aadhaar-PAN linking on their website you can check the status of your PAN AADHAAR link by visiting the official website of incometaxindiaefiling. follow these below given steps.

Read Here: if you had applied for a new pan card and are not aware about the Newly Generated PAN Card Status! then click on this link.

In this article, we are going to provide details on How to check pan card status online?. As per the Indian Government, pan card is a Permanent account number for all taxpayers in India and is an important financial document in Indian Law. It serves a reference point to all your financial transaction. PAN card is a very important document as well for a bank account.

#Importance of Pan Card

• Pan Card is mandatory to open any bank account.
• To do any land deal you need Pan card and is a mandatory document
• To open a fixed deposit account you need a pan card
  Nowadays to do trading and to buy shares also you need a Pan card and is a mandatory document
• To buy any LIC policy also you would require Pan card
• The last point which is the most important point that is to fill in tax details PAN number is mandatory and is of utmost importance.

Basically, to do any financial activity you would need a pan card and is one of the most important documents that everyone should have.

How To Check Pan Card Status Online?

Step By Step Process To Check Newly Generated Pan Card Status

Below is the official link by which you can check pan card Status. Please follow this link to check it.

• https://tin.tin.nsdl.com/pantan/StatusTrack.html

1. You should either enter the acknowledgment number that was generated while applying for PAN Card
2. Your personal details (Name and Date of Birth)
3. Click on the submit button and you will come to know the status of your Pan card application.

As said above all the financial transaction you do is now monitored by the Income-tax department using this PAN CARD. You can see Form 26 AS to see how this PAN Card helps the Income-tax department and financial institutions to collected tax-related data in a centralized place.

The only problem that the Indian government is facing right now is a person can apply Multiple PAN CARD using the different credential to forge Income Tax department. This has become a common practice and we should not follow as taxes will indirectly benefit us to have a better country. Also, the government is currently working on Aadhar card and once Aadhar card would be rolled out the PAN Card would be Attached to Aadhar card so that the Duplicated PAN will become history. But as a citizen of India, we need to update the correct Pan number everywhere.

Fixed Deposit is the safest way to invest money in the Indian economy. You are 100% certain about the type of return you will get and you can break the FD at any point in time. But before investing in FD’s you should know how TDS can trim your returns?. According to RBI, banks will have to deduct TDS from your FD if the interest from it is cumulating to Rs 10,000 or more annually.

Few Examples that will Show How TDS is Calculated & Deducted from Your FD!

1) If you have updated your PAN card in your account then a flat 10% TDS is deducted from FD’s if the interest is above Rs 10,000 annually. For Example, if you have an FD of Rs 2 Lacks and its interest is coming out to be Rs 20,000 per year than a flat Rs 2000 would be deducted from your interest and you will get a net interest of Rs 18,000. This amount would be credited to the IT department against your PAN Card. You can see the details of this transaction in your form 26 AS.

2) If you have not updated you PAN Card in your bank account.

3) If you have an FD of Rs 2 Lakhs and your interest on this FD is coming out to be Rs 20,000 per annum then a flat 20% (Since you have not updated your PAN card in your account) of your interest that is Rs 4000 would be deducted and your net profit from FD would be Rs 16,000. You cannot see this transaction in Form 26 AS as there is no PAN Card on which this transaction can be done.

4) You can save this TDS to be deducted from Bank by Submitting form 15G/H to your respective banks. If your bank has already deducted this amount from your FD’s and you are not lying in the range of tax deduction then you can ask for a TDS certificate from your bank and avail a tax rebate in your Income tax return.

Now Points to take note is. A handsome amount of Money is deducted from FD in the form of TDS. So if you are planning to invest in this medium, then plan to make sure you have taken account of the net profit after proper Understating the TDS Deduction.

Process To Check TDS Challan Status Online
Before we jump into exploring the method for checking TDS Challan Status Online, let us first understand the very concept of TDS briefly. We will keep this explanation as simple as possible and carefully eliminate the complexities in definition and explanation.

What is TDS?

TDS stands for Tax Deducted at Source. It simply means that revenue will be collected by the government at the source where income originates. So, what really happens is that you don’t pay tax after you have earned the income. You pay it while you are earning it and it is collected when the income is being earned. TDS is important for a government because tax collection with TDS ensures two things:

• The tax collection is preponed. This means that the government need not wait for you to pay taxes later. It is collected up front.
• TDS ensures a continuous income stream for the government without any break.

TDS can be deducted only from specific types of payments. The deductions are made at appropriate rates. Someone will have the responsibility of deducting the TDS before paying out the income or payment to its recipient. The money thus deducted then rolls into the treasury of Central Government. The responsibility of crediting the money to Central Government lies with the same person or organization that deducts the TDS in the first place. That person or organization will also have another responsibility – issuing a TDS certificate to the person from whose income the tax has been deducted.

Once TDS is deducted, it does not mean that the person from whose income the TDS has been deducted will not have to pay income tax. Actually, he or she has to pay. However, the deducted TDS then gets adjusted against his or her income tax due.

Check TDS Challan Status Online

Now that we have a brief understanding of what TDS actually means, we can now start with the step-by-step guide of checking TDS Challan Status Online. These steps are simple and don’t involve a complex procedure.

• Steps to Check TDS Challan Status Online

#STEP 1: Visit this website. This website is maintained by the Income Tax Department and is known as Tax Information Network or TIN

#STEP 2: On the website, you will see a menu on top. Click on the category ‘Services’ and a dropdown option will open.

#STEP 3: In the dropdown, in first bullet point submenu, you will see an item called “Challan Status Enquiry’. Click on it.

#STEP 4: A new page will open in a new tab. This new page will have a small form which will ask for TAN and PRN. TAN stands for Tax Deduction Account Number. PRN stands for Provisional Receipt Number.

#STEP 5: Both TAN and PRN are mandatory. You need to input both and click on the button which reads ‘View Status’.

#STEP 6: Once you do that you will see a page which will show the TDS Challan Status.

#STEP 7: The new page that opens up will show you the following details:

• Deductor details as provided by TAN Master.
• Details of TDS statement.
• TDS status.

Here are a few things you need to know:

• In case of accepted statements, you can cross match bank uploaded challan with challan that shows up in the statement.
• If there are deductees who have invalid PAN, the total number of such deductees will also reflect on the statement.

In case you see a rejected statement, you will also get to see the reason behind such rejection.

The Possibility of Checking Form 26AS OR Tax Credit Statements

You won’t just get to check the TDS Challan Status Online with the above described method. You can also check Tax Credit Statements or Form 26 AS

A Tax Credit Statement will show the following details:

• TDS particulars. In other words, the particulars of tax deducted at source by authorized deductors.
• Details of Regular Assessment Tax, Self-Assessment Tax, Advance Tax and more.
• Paid Refunds details from the fiscal year 2009-10 onwards.

Click Here: How is TDS Calculated On Fixed Deposit?

Form 26AS Advantages Are Shown

You don’t just get to check TDS Challan Status on that page. You get something more. You get to know the advantages of Form 26AS.

Here are the advantages:

• Once form 26AS or Tax Credit Statement starts showing tax credit, TDS certificates are no longer needed.
• Commercial transactions involving TCS/TDS for that fiscal year are all shown in a single place.
• Provides CIN information for payments that do not involve TDS.
• Repayments enchased in a fiscal year are also reflected in the statement.
• Allows earning calculations and tax credit claims while filing IT returns for earnings.

So, now that you know how to check TDS Challan Status online feel free to try out the whole method. In case you have any concerns, feel free to contact us through the comments section. We will try to help.

To begin with, What is TDS? TDS stands for Tax Deduction at Source. It simply means that the government mitigates the risk of tax default by taxing right at the origin point of the income or transaction instead of collecting the tax later. The major benefit that the government reaps from TDS is that the tax revenue continues to flow without any breaks. In this article, we will explain to you how to pay TDS through the online portal! and many more. Just look at below written article.

How is TDS Collected?

For a person to earn income, someone has to pay that. The person who is paying is responsible for deducting the TDS. This means that TDS deduction takes place at the very source where the income is generated. The person who deducts the TDS is called deductor. It is the responsibility of the deductor to deposit the collected TDS to the department of Income Tax. The deposit is made on behalf of the person from whose income the TDS has been deducted (generally known as the deductee). When the deductee’s tax assessment is done at the end of the fiscal year, the TDS is considered as income tax.

What is TAN?

TAN stands for Tax Deduction and Collection Account Number. A person who deducts or collects TDS at the source of the income needs to have this account. Let us put it in this way. Actually, it is the duty of the Income Tax Department to collect TDS. But it is literally not possible for the department to collect TDS from every single earning individual in the country. Hence, someone else is given the responsibility of collecting TDS on behalf of the Income Tax department. The people who will collect the tax on behalf of the Income Tax department needs to have some identification. That is why they need to have a TAN. This TAN is an alphanumeric number containing 10 digits. It has to be registered.

What Types of INCOMES call for TDS Deduction?

There are different types of income where TDS will be deducted. Here is a list of all those income sources and their corresponding sections in the Income Tax Act:

How to Pay TDS Online in 2019 {Step By Step} Process

Now that we have more or less a solid working knowledge of TDS, let us look at TDS Payment Online. Remember we said that whoever is depositing TDS to the Income Tax Department is required to have a TAN? It may happen that you earn income and you yourself decide to pay TDS. In case you don’t have a TAN, you need to Apply for TAN.

Assuming that you already have TAN, here are the steps that you need to follow in order to pay TDS online:

•  Step 1  Click Here to Pay TDS. This is from where you need to pay TDS online.
•  Step 2  On this page, you need to select the appropriate challan number. Select the one that reads Challan No./ITNS 281.
•  Step 3  A form will open where you will have to provide your TAN number. The authorities will check for the TAN validity based on what you provide.
•  Step 4  In case the TAN turns out to be valid, other fillable parts of the form will be activated.
•  Step 5  Fill up all fields properly and recheck all information at least two or three times.
•  Step 6  Enter the captcha and then submit the details Captcha is the distorted image you see at the bottom of the page. You need to read whatever is written on that image and fill the same in the captcha field.
•  Step 7  Once you submit the details, the page will then redirect to the net-banking page. The net-banking page you see will be the page of the bank you select in the challan. For example, if you select Allahabad Bank, you will see the net-banking page of Allahabad bank only and not of SBI.
•  Step 8  Enter your net-banking details and make the payment.
•  Step 9  Once the payment is successfully made, you will see a counterfoil displayed on your screen. This counterfoil is proof that you have made the payment. It will contain all payment details including the CIN or challan identification number.
•  Step 10  A week after the payment has been made, go to the NSDL-TIN website and find the challan status inquiry option. In case you cannot find the option, Here is the Direct Link. Enter the CIN and you will get the status of your challan.

That’s all! There is nothing more. That’s all you don’t need to pay TDS Online. In case of any confusions, drop us a message and we will try to revert back to you as soon as possible.

CBDT aka Central Board of Direct Taxation has introduced two major changes after a long time. The first change is that of compliance reduction which allowed room for modification and simplification of 15G and 15H forms. The second change is what we prefer calling a quantum leap – 15G and 15H have been put online! Tech savvy taxpayers will find this as a welcome change or rather a welcome addition because these forms are still available in the traditional paper format.

How Do Online 15G and 15H Submission Work?

Online submission of both 15G and 15H forms work in a pretty streamlined and simple way. Online submission has already been enforced and is functional since October 1, 2015. Here are the steps that happen in order as mentioned:

1. Taxpayer submits both forms online after filling up the details accurately.
2. The tax deductor is then required to issue UIN or Unique Identification Number to self-declarations of the taxpayers. Remember that 15G and 15H are meant for self-declaration.
3. Deductor then provides the self-declarations and Unique Identification Numbers during TDS filing in every quarter.
4. The deductor keeps the 15G and 15H declarations of taxpayers for a period of 7 years.

Procedure for Online Submission of 15G and 15H Forms

Those who wish to use the online path will have to have access to online banking with their respective banks. Every bank has provided an online link to 15G and 15H forms. This link is visible only when an individual taxpayer logs in to his or her account using internet banking credentials. Once logged in, the user can then see the link to these forms from the list of services available. Clicking on the link will take him or her to the forms page.

Something Important that One Should Keep in Mind

Though the forms 15G and 15H are both meant for avoiding TDS deductions under right conditions, one does not need to fill both the forms. In fact, the two forms are for two different age groups.

Also, just filling out the forms will not help. One needs to understand and assess on his or her own whether he or she is eligible for filling up those forms or not. For instance, if a person’s income is high enough for TDS Deductions, he or she should fill the form. Similarly, in case a person’s income in not high enough to attract TDS deduction, there is absolutely no need to filling up the forms.

What is a 15G Form?

This form has been designed in accordance with 1961’s Income Tax Act’s Section 197A’s subsection 1 and subsection 1(A). A firm or a company (in short, a business) is not allowed to fill up this form. Here are the primary features of the 15G form:

• A Hindu Undivided Family in order to use this form.
• You must not be a senior citizen. In other words, his or her age cannot be equal to or exceed 60 years.
• If you are filling up form 15G, your previous year’s tax returns must be ZERO.
• If you have different accounts at different branches of the same bank and each account has 100,000 rupees in deposit, you need to submit 15G separately for each branch.
• If you have different accounts at different branches of the same bank and interest earnings from any one branch exceed 10,000 rupees in any one branch, you have to submit the 15G form.
• Though not necessary, you should submit 15G before you receive the first interest payment. This is because, if you don’t the first interest payment will be taxed and TDS certificate will be issued anytime during the year or by the end of the year by the deductor.
• 15G has to be submitted in a case where interest exceeds Rs. 5,000 in any given year on financial products such as bonds, advances, debentures, loans or any other product which has not been issued by banks.

What is a 15H Form?

This form has been designed in accordance with 1961’s Income Tax Act’s Section 197A’s subsection 1(C). A firm or a company (in short, a business) is not allowed to fill up this form. As far as the primary features of 15H go, everything is same as in 15G except that it is specifically for Senior Citizen, i.e. people have attained the age of 60 or are elder than that age.

Know Major Differences Between 15G and 15H Form!

• 15G is for Hindu Undivided Families and individuals who are not Senior Citizens.
• 15H is meant only for Senior Citizen. Hindu Undivided Families are not allowed to use this form.
• One of the major differences between 15G and 15H is that for 15G, a person’s net interest earnings from securities or interests excluding any interest earnings on securities, amounts, and units mentioned in 80CCA’s subsection (2) Clause (a), cannot exceed exemption slab as mentioned, which is 250,000. This restriction is completely taken off in case of 15H.

A Numerical Example

Let us assume that Ankita has a gross monthly income of 3.4 lakhs and her age is 32 years. Of this total income, 2.6 lakhs come from bank deposit interests. She also pays 15,000 rupees in a year as a premium for medical insurance and invests 1 lakh in tax-savings investment plans. So,

• 15,000 rupees is not taxable under 80D.
• 100,000 is not taxable under 80C.

Deducting the total of 115,000 rupees from Ankita’s gross yearly income, the remaining income is 225,000 rupees. This amount is below the taxable income slab. Hence, she does not need to pay income tax and becomes eligible for 15G submission.

However,

Ankita earns 260,000 in the form of interests on bank deposits. This amount is greater than the total exemption limit of 250,000. So, this is where she fails to satisfy the criterion of tax exemption. Hence, Ankita cannot fill 15G.

What if Ankita is not 32 years old but 60 years old? She will have to go to 15H.

Now, if Ankita is 60 years old, all she needs to do is to ensure that her net earnings do not exceed the non-taxable income limit, which is 300,000 per year. No one will be bothering to look at whether her total interest earnings are greater than 250,000 in a year or not.

So in this scenario where Ankita is 60 years old and has total yearly earnings of 360,000 irrespective of the source and she pays rupees 60,000 per year towards her PPF, her net taxable income will be 300,000 rupees. Now since Senior Citizens do not need to pay tax up to 300,000 of yearly income, Ankita will be allowed to submit 15H.

What if 15G & 15H Are Not Filled Properly?

There are three scenarios we need to consider:

1. The user provides incorrect general information such as age, address, etc. Nothing really happens. All the person needs to do is fix such information once notified.
2. The person purposefully provides incorrect information about income. This is where, if caught, he or she will be subject to 3 months of imprisonment at least. This imprisonment period may go up to 3 years along with additional fines.
3. The person wants to evade tax where net taxes exceed 100,000 in a year. In this case, the person will be punished with a minimum of 6 months of imprisonment. Imprisonment can go up to 7 years along with additional fines.

Some Important FAQs Generally Asked:

People ask a set of questions usually because they are misinformed. Here is an exhaustive list of those questions and their proper answers:

Well, that’s pretty much everything about 15G and 15H forms. In case you need any other information or you feel we have missed anything, feel free to drop a message.

So lately you have been earning a lot and then one fine Sunday afternoon, the granddaddy of all Financial Advice visits you in a heavy and deep voice – ‘You should think of future and saving. Go and invest in Fixed Deposits’. This is one piece of financial advice that almost every single one of us have received from our parents or grandparents or some elderly well-wisher who shows up once every one or two years usually if there is something he or she needs something or there is some occasion or simply because the person loves to believe that he or she is some kind of ‘Jack of all trades’ when it comes to future financial planning.

Weirdly enough, we the younger generation, have this uncanny knack of actually committing to this Fixed Deposits Advice. We know because we did the same and many of our known associates (friends or colleagues) have also done the same. We really don’t think much when it comes for FD simply because our parents and grandparents did that and they indeed received more than what they deposited. We just tend to act on what we see and we have this notion that:

• FD deposits are absolutely safe.
• FD deposits always work because they are time-tested investment vehicles.

Really? Think again!

Let us give you three outline:

1. The bank where you have your fixed deposit goes bankrupt. India’s context we can cite the example of UTI bank. In America’s context, we can cite the example of Lehman Brothers.
2. A situation like the Great Depression of 1930 repeats itself.
3. The bank took your money and invested the same in a market, especially in US companies. What if the US economy collapses and the United State dollar loses its status of Reserve Currency?

Do you still think FDs are absolutely safe? Actually, you may argue that these things don’t happen daily. You are right! But, they happen! No one can guarantee that such a situation will not arise tomorrow morning. Can you? Well, we believe that we have your attention now.

Click Here: How to Pay TDS Online in 2019?

Honestly, we are not here to deter you from investing in fixed deposits. Invest wherever you want but before you decide to go with fixed deposits, we request you to carefully go through the following points and imprint them in your mind:

Remember This #POINTS Before Investing In FD

•  Fixed deposits are not absolutely safe:  If you are thinking of corporate fixed deposits, they are never safe. There is a nice term for explaining corporate fixed deposits – ‘UNSECURED LOANS’. Simply put, there is no guarantee that you will get back your money. Talking of banks, their FDs are partially secured. There is a body known as DICGC or Deposit Insurance and Credit Guarantee Corporation, which promises to refund maximum of up to INR 100,000 for a single FD with a bank in case of some mishap. This means that if you have an FD of INR 200,000 and if a mishap happens, you can get back only INR 100,000. The remaining INR 100,000 will be lost. So, the best thing to do is to open one FD account each in different banks and invest no more than INR 100,000 in each account. This way, in the event of a mishap, your money remains secure. However, in case of a complete economic meltdown on a global scale (as that of the Great Depression of 1930), even this partial guarantee is lost.
•  Diversify investment:  Some people happen to get it wrong. A fixed deposit is called fixed because of the fixed tenure and not because of the fixed interest. Interest rates for FDs change every few years. So, play wisely! In case you have to say about INR 500,000 to invest, create 5 different FD accounts in 5 different banks and make sure that each FD has a different tenure. For example, one account may have a 1-year tenure. The other one may have 2-year tenure and so on. Now, when the account with the lowest tenure matures, take the money and check out whether the interest rates have changed or not. If the interest rate has increased, reinvest again. If the interest has not changed, you can reinvest in FD or think of reinvesting in other financial instruments offering higher interest rates or greater flexibility or both. If the interest rates have fallen below the previous level, just invest somewhere else with greater flexibility. Also, the fun part is that every year there will be one FD maturing, providing you with some liquidity in case you need.
•  Premature withdrawal penalty:  If you happen to withdraw your investment before the maturity of the investment, two things will happen:
  • a) You will have to pay a premature withdrawal penalty.
  • b) If you were promised a higher interest earning for a longer period, the very moment you make a premature withdrawal, you will end up receiving the lowest interest offered by the bank (which is usually the interest offered for a single-year FD).
•  There are no tax savings on earnings:  Okay, the moment you invest in FD, your investment amount becomes tax-free but what about the interest earnings? The earnings will be subjected to Tax Deduction at Source or TDS. The bank or the corporate company will actually deduct TDS and then give you the remaining interest earning provided that the total interest earned in a given year is greater than INR 10,000. Now, if you are thinking that TDS is all you have to pay, you are wrong. In case you are actually in a high-income bracket (which is usually defined as INR 5 lakhs per year), whatever interest you earn post TDS deduction from your FD actually becomes your income and since you are in a high-income bracket, you will have to pay more taxes.
•  FD interest earning from your child’s or spouse’s FD account is your income:  Assuming that your wife is a housewife or your husband is not earning, you can actually create an FD in her or his name. The money you invest is tax-free because it will be seen as a gift. However, the interest that will be earned on that deposit will not only be subject to TDS but the post-deduction earning will be counted as your income and hence, subject to income tax. The same is true for your child’s FD.
•  Interest rates remain locked for FD:  Once an FD account has been created at a given interest rate, that interest is going to continue till maturity. However, in the meantime, interest rates can go down or go up. So, any new FD will be made using new interest rates not the old one already applied to the existing FD.
•  You can reclaim TDS deductions (not always):  FD interest earnings are always handed over after TDS deductions provided the interest earnings have exceeded 10,000 rupees in a year. But assuming that if TDS was not deducted and your interest earnings plus your existing income is still below basic taxation limits, you can use form 15G and reclaim the deducted amount. For senior citizens, it will form 15H.

That’s pretty much all the important points about fixed deposits that you should always remember in order to play safe.

Tax Deducted at Source is actually income tax. Sounds ugly right? Yes, we know. After all, the tax is always ugly. Anyway, in this article, we are going to answer a simple question – what is tax deducted at source? You will often come across this term and in case you have no idea what it means, this article will help.

What is Tax Deducted at Source?

TDS or tax deducted at source is the income tax you pay Central Govt. The only difference with the Income Tax filing as we know is that TDS is paid later like normal income tax. It is rather paid up front. So, does that mean you are paying in advance? Not really, no! What really happens here is that tax is deducted as you earn money and not after you earn it. On the other side, the tax is being collected when you are earning it and not after you pay income tax separately.

Here is a Quick illustration:

Normal Income Tax:

• You earn >>> You get the money in your bank >>> You pay the tax later.

Tax Deducted at Source:

• You earn >>> Tax is deducted from where the income originates >>> The balance after deduction goes to your bank.

Now is it clear? Hopefully, it is.

Funny thing about TDS is that it cannot be deducted from all forms of income. There are only specific types of incomes where tax deduction at source takes place.

So, TDS is Deducted from Which Types of Incomes?

Here is a quick list:

• From your FDs or Fixed Deposits.
• From your salary.
• From the interest, you earn on your savings bank accounts.
• From transactions that you make for real estate, sales or purchase (in short, all real estate transactions).

How TDS Works?

Now that you have a basic understanding of TDS, this part should be fairly easy to understand. See, when you earn, that income has to come from some source. Right? The source from where the income originates is the source from where the tax will be deducted. It is that simple!

For instance, let us take the example of fixed deposits. You deposit some money in a Fixed Deposit account. You will earn interest. How pays you this interest? The bank or the organization with whom you have your fixed deposit account. So, the income source is the bank and your income is the interest you earn on your FD.

Now TDS is deducted at the very source of income origin. This means that the TDS will be deducted from the bank. Will the bank pay the tax to the government? Of course NOT. It is your income and hence, you will pay. What really happens is that the bank will deduct the tax from your income and pay the deducted amount to the government. The remaining balance is your net income and it will be credited to your account. It is that simple!

The Terms Used in TDS!

There are some technical terms used in TDS. Actually, there aren’t many and it should be fairly easy for you to remember:

• Deductor: The organization who is tasked with the responsibility of deducting tax at source.
• Deductee: The person from whose income the TDS is being deducted.
• TAN: TAN stands for Tax Deduction & Collection Account Number. It is alphanumeric and a 10-digit number. For paying TDS you need to have TAN.
• PRN: PRN stands for Provisional Receipt Number. Once you pay TDS, you will get a receipt. It contains a number of 15 digits. That is PRN.

That’s Pretty much all you need to know about the terms used in TDS. There are others too but you can simply live without knowing them.

TDS Deduction Details: A Look into Income Sources from Which TDS is Deducted!

• Salary: If you are an employee of some company, you earn a salary. It is very likely that you already know about TDS because it will be deducted from your salary by your employer. It sucks but it happens. Based on the tax savings declarations you make (for example 80C or 80D investments, LTA, HRA, etc.), the employer will deduct TDS and then pay your salary. The TDS thus deducted will go to the Income Tax Department and then to the government treasury. Now the problem is that sometimes TDS deductions are inaccurate. There is nothing you can do about it at that moment. Later, however, while filing yearly income tax at the end of the fiscal year, you will get an opportunity to make corrections.
  
• Fixed Deposits: This is a type of investment that you make with banks or some other financial organization offering fixed deposits. Now, by rule, if, at the end of the fiscal year, you earn more than INR 10,000 in interest earning, TDS will be deducted by the bank or the financial organization where you have invested in FD. Exactly how much TDS will be deducted? There are three cases to consider:
  •  You updated your PAN  with your bank or financial organization: 10% TDS is deducted.
  •  You did not update PAN  with your bank or financial organization: 20% TDS is deducted.
  • You are an NRI: flat 30% will be deducted in the form of TDS.
• Savings Bank Interest: Same as in case of FD, if interest earnings exceed INR 10,000 in a fiscal year, TDS will be deducted. If PAN is updated, you will lose only 10% and if not, you will end up losing 20%.
• Transactions in Real Estate: Any real estate transaction that is above 50 lakhs will invariably attract a TDS of 1%. That’s the flat rate that has been fixed for these kinds of transactions.

Please remember that TDS is an approximate calculation. When you eventually file an income tax return, you will have to declare your income from all sources as well as your investments. That’s when you will get to know about the exact amount of tax you need to pay. So, if unfortunately, more TDS has been deducted initially, you will be reimbursed for that additional amount. Also, remember that you need to mention your income from FD whether or not it attracts TDS.

Anyone can have multiple savings accounts. A few of these accounts may actually be not in use. One of the primary reasons for not using a savings account is that of changing jobs. Most of the private companies provide salary accounts which are nothing but savings bank accounts. Once a person changes a job, usually the salary account becomes inoperative. However, there may be other reasons as well for not using a savings account. here in this article, we will explain is it necessary to close an unused saving account or not?

In case you are one such person with an unused saving account, there are two important concepts you need to know:

• Your account can be an inactive account.
• Your account can be a dormant account.

It is pretty natural for a person to think that an inactive account is same as a dormant account. However, there is a slight difference.

In either case, any transaction that in system generated like the credit of interest-earning is not considered a user-generated transaction. The list of user-generated transactions include:

• ATM withdrawals.
• Cash deposits or withdrawals at a branch.
• Internet banking for funds transfer or bill payments.
• Dividends deposited by the bank against Fixed Deposits held by the user.

Now the Question is, ‘Is it Necessary to Close Unused Savings Account?’ The Answer to this Question is, ‘YES’

 RBI has instructed all banks to levy maintenance charges on all inactive and dormant accounts as well.  This means that if you are not operating your unused savings account, you will keep accruing a yearly maintenance charge. Though it is not a very huge amount, it is still money that you owe to the banks. Over time as charges keep accruing, you will get unsolicited phone calls from your bank for payment of the dues. Usually, most banks won’t bother and eventually close the account.

However, things can get a little rusty when you apply for loans. Some banks may actually pull records of your all financial assets. This means they can send an inquiry to the bank where the dormant or inactive account is lying. Once the records are pulled out, the lender will notice unpaid dues. This can create a negative impact on your loan application.

However, if your inactive or dormant savings account had other services like overdraft facility, things can really get nasty. How you use your overdraft facilities often determine the credit score. So, be sure that you clear all dues for overdraft facility before you decide to leave your account inactive.

Bottom line, always make sure that you close your unused savings account. Why unnecessarily pay maintenance charges? Also, no one knows what the devil gets into RBI’s mind and it may come up with some nasty rule for an unused savings account. Play safe! It barely takes a day to get your account closed and we are pretty sure that you can spare a few hours in a day. Head to your bank, ask for account closure form, fill it up and submit it. That’s all! Your account will be closed within a day.

Verify your PAN Card Status by Name and date of birth. We have provided the complete details about how to check the PAN Status by Name. All the Indian citizens who applied for the Online/ Offline PAN card through UTI/ NSDL/ Emudhra can track PAN Card Status By Name & Father name.

PAN Card Status by Name

Have you applied for the PAN Card? Search PAN Card Status by Name and Date of birth using the link available on this page. After you apply for the PAN Card you will receive a acknowledge form. You can even check the NSDL/UTI/eMudhra PAN Card Status using that acknowledgment number. But in case if you lost the PAN Card acknowledge, you can use track PAN Card status using name and date of birth. You can simply follow the steps provided on this page and Check UTI PAN Status. There are various processes to track PAN Status. But tracking PAN Card using your name is so simple when compared to the other PAN status verifications.

You can apply for Income Tax Department, India to get PAN card through Online or Offline mode. Therefore, you may have confused how to check the PAN Card Status. But everyone who applied for the PAN card can verify their PAN Number through this PAN Card Status by Name process.

Check PAN Card Status By Name & Date of Birth

PAN card status through Name and Date of birth is the easy way of Verification. If you check the PAN card status by name you will get the Acknowledge Number, Name, Category, Status, Permanent Account Number (PAN). You can also track your PAN status by just entering your name and father’s name. You should remember that you should enter the name same as you entered in the PAN Card Application form. The PAN Card Status by Name & DOB is a common process to check the PAN number. Every applicant who applied for the pan card through NSDL/ UTIITSL/ Emudhra can use this procedure to check the PAN status.

What is a PAN Card Status?

Many applicants apply for  PAN Card all over India. Thus it takes 15-20 days for the Income-tax department to issue the PAN Card. Meanwhile, if you are in the urgent need of PAN Card you can get PAN card number by name. It is compulsory to enter the PAN number in some application forms such as bank account application form, Online Banking process, and other financial transactions. Therefore,  everyone who applied for the PAN card can verify their PAN Staus. There is no need to go to the income tax official website to check the online PAN card status by name. Use the links shared below and track online PAN Card Status By Name & DOB. The PAN Card status contains the following details.

• Acknowledgment Number
• Name
• Category
• Status
• PAN (Permanent Account Number)

Track Online PAN Card Status By Name & DOB

Once you know your PAN status, you can estimate the number of days required to get the PAN Card. The PAN Status indicates the position of your PAN application in the Income-tax department. If you check PAN Card Status by Name it will display the current PAN status in detail.

Requirements to check PAN verification by Name

• PAN Cardholder Name. (Last name/ first name/ middle name).
• DOB of PAN card holder.
• Fathers Name.

Note: You have to enter the same name which you mentioned in the PAN application form without any spelling mistakes.

How to Check PAN Card Status By Name and Date of Birth?

1. Firstly, go to the official website tin.tin.nsdl.com or click on the link below.
2. Then, a new window opens with the title “Track your PAN/TAN application status”.
   
3. Now, you have to select the Application type i.e, New PAN request.
4. By default, the Acknowledgement field will be selected. So, Select on Name.
   
5. Enter Name and Date of birth without mistakes carefully.
6. The DOB must be in DD/MM/YYYY format.
7. Click on submit button, then your PAN status will be displayed along with PAN number.
   
8. Check the status and take a printout for reference purpose.

• Verify PAN Card Status By UTI, NSDL, eMudhra

Note: Applicants can verify their PAN Card Status by Name and date of birth only after 24hrs after the application has been submitted Online or through tax information Network facilitation center (TIN-FC).

E-Passbook is the employee Provident Fund status book in a PDF format. An employee can check own PF status and can generate the passbook also for future reference or in case of any query. It is portal for employees having provident fund deducted by their company and any member of the employee provident fund can register. Also, details of the PF account is not required at the time of registration. The government has already provided the facility to Check EPF Balance Online.

Steps to Follow to Get EPF e-Passbook Online!

To get EPF e Passbook the EPF member needs to first register online. Here we are providing the Steps about how to get EPF e-passbook online?

Step 1: Go to the link http://www.epfindia.gov.in/
Step 2: screenshot shown below will appear

Step 3: Skip this advertisement by clicking ‘skip intro’ at the bottom of the screen. You will be able to see this screen which is basically the main site for EPF members

Step 4: There is a block ‘FOR EMPLOYEES’ where you can see the first point ‘Member Portal (Download your E-Passbook)’ Just click on it you will be able to see this screen.

Step 5: Now you have to register yourself to download the E-passbook online of your EPF account where you can see all the details of your money. In the left window you can see a tab ‘Register’ at the bottom of this screen as soon as you will click on it you can see below screen

Step 6: Fill the required information they are seeking for correctly and then click the button ‘GET PIN’. Within some second you can get a pin in your phone number. Provide this pin and click on the checkbox ‘I Agree’ ‘This way you can register yourself this screen will appear in front of you.

Step 7: You can see the tab “download E- passbook”, click on it you will get this screen.

Step 8: Select the particular sate you can see this window.

Step 9: Select a particular region which is the location where the office situated. Once selected click the office name and you will see a screen which will look similar to the below one

Step 10: Write down the EPF number, the word shown and click on ‘GET PIN’. and then again will have another pin in your mobile, type it on the box shown below click on I agree, you will be able to download your EPF E- Passbook online.

LPG Subsidy (PAHAL DBTL Scheme) has been enrolled in entire districts of India from 1st January 2015. What does this mean? This means that if you have completed the formalities of aadhar card seeding then you should have received the LPG subsidy amount in your bank.

This is confusing since I am still getting LPG Cylinder on subsidized rate why should have I received or credited LPG subsidy amount in my bank I mean before 31st March 2015. Well, the simple answer to this question is the government is proving the LPG Subsidy amount in advance in your bank account. This means that the excess money that you will have to pay from 1st April onwards is already provided to you from the government side. As soon as you will pay the market rate price for LPG Cylinder you should receive the Subsidy amount again the very next working day.

• Click To Know Modi Digital India Program Scheme Details

So you will always have one time LPG Subsidy amount with you in advance. There have been a lot of people who have already enrolled in this scheme and are not aware of the fact that they should have received the LPG Subsidy amount in your bank until now.

Pahal LPG Subsidy Not Received in My Bank, What Shall I Do?

You have to, first of all, check your Aadhar card seeding status. Please follow this link to check Aadhaar Card Seeding Status. Now you should have known what is wrong. This will help you to correct the wrong link which has caused LPG Subsidy not received in your account. Since this, a new scheme and there has to be some kind of human error which will cause such problems. I would like to request all the readers of my blog to share all such problems with us so that we can find an appropriate solution to that.

In the Previous Post, Aadhar Card has Many Benefits like to open New Bank Account, as ID Proof, to Getting LPG Subsidy directly to Bank account. So, It’s time to discuss One of these Benefits in Detail. In this Post, you will get the Deep Idea How to get LPG Subsidy directly into your Bank Account using Aadhar Card Number!.

To get this Benefits you are Required a 12 Digit Aadhar Card Number and SBI Bank Account.

Get LPG Subsidy Using Aadhar Number In 2019! {Online & Offline Method}

There are also Many Benefits of Linking Aadhar Card to get LPG. Government Of India Impose this Transparent Process to get LPG Subsidy to Reduce Corruption because We know that Earlier Many LPG Gas Provider Companies sold LPG Cylinders in BLACK MARKET in Higher Prize and Customer has to suffer and Has to wait for a Long Time. There are many peoples are complaining about “LPG Subsidy Not Received in our bank account”, That means you have not linked your Aadhar Number with LPG Gas Connection Yet. Here we have mentioned How to Link Aadhar Number to LPG Connection? Follow & Get LPG Subsidy Instant on your Bank Account!

STEPS TO LINK AADHAR CARD TO LPG CONNECTION – ONLINE METHOD:

To Get LPG Subsidy firstly You have to Link your Aadhar Card Number to Your Bank Account. If you don’t know How to Link Aadhar Number to your Bank Account Just Click Here. You will Get Full Procedure to Link Aadhar Number to SBI Number using Online and Offline Method.

• In the First Step, You need to Visit the Aadhar Card Seeding Website by Clicking HERE.

• Now in the Above form, You can see BOXES with few Information. In the First, Box Kindly Select Your STATE, In the Second Box Select Your District, In the Third, You have to Choose Benefit Types and Select LPG.
• In the Scheme Name, You Have To Enter Your Service Provider Name Like BPCL, HPCL AND IOCL.
• In the Last Box Enter your Detail Like Email ID, Mobile Number, and 12 Digit Aadhar Number.
  After Hitting Submit Button You will Receive an OTP (One Time Password)

STEPS TO LINK AADHAR CARD TO LPG CONNECTION – OFFLINE METHOD:

Now In India, Many People in Sub-urban Area don’t have any Bank Account. So, Don’t worry They will Still get LPG Subsidy By this Offline Method. Just follow this Steps to Getting LPG Subsidy.

• In this Offline Process to Link Aadhar Card For Subsidy Benefits, You have to Download one Form. You can Do it By Clicking HERE.
• After Downloading the Form Just Take one Hard Printout From Nearby Cyber Cafe or Xerox Shop.
• Now You Can See Some Boxes in the Form. Just Fill out all the Information Required in the Given Form.
• Enter Name of the Company, Name of the Distributor, Consumer Number, 17 Digit LPG ID, Your Registered Mobile Number and Address, Place and Date.
• Now You have to Place one AADHAR CARD XEROX In the Left Side Blank Space.
• Submit the form to your LPG Distributor. In the Return, They will Give you Acknowledgement Slip in Return.

After Linking Your Aadhar Number Your LPG Subsidy gets directly credited to your Respected bank account in which the Aadhar Card is Connected. This can take a Few Days.

Conclusion:

So this is a Simple Online and Offline Method/Guide to Getting LPG Subsidy Using Aadhar Card. Now If you Still Have any Doubts or Problems Filling up Form or Anything else. Just Comment down Below and We will Surely Resolve Your Query As soon as Possible.

Aadhaar verification is the procedure to check whether your aadhaar card exists or not. If you have doubt that your aadhaar card has been cancelled or blocked then you can check the current status of your eid. whole aadhaar card verification process can be done by providing your 12 digits aadhar number only!!

Aadhaar Card Verification

Process To Verify Your Aadhaar Card Online 2019

Nowadays aadhaar card is one of the important identity proof that you need for various government and non-government schemes. it contains all your personal information along with biometric & demographic details. The need for Aadhaar card verification is your 12 digits unique identification number, your gender and your age. the following method will help you definitely to verify your Aadhaar card online

Adhar Verification Process Requirements

Adhar Verification Process Needs Few things. Keep this in Mind before you Update your Adhar and Verify your Adhar Number.

• First thing Before You Starts Verifying your Adhar Number Make Sure You Have Your 12 Digit Adhar Number Ready with You. It will SAVE your Time.
• Adhar Verification Needs your Registered Mobile Number. In the Process, You need to Provide your Registered Mobile Number (The Number You have Provided at the Time of filling Adhar Application Process). If you Have not Registered your Mobile Number DO IT FIRST NOW.
• If there are Mistakes in Your Adhar Card like the Wrong Name, Wrong Address or Date of Birth in this Case First Update your Adhar Card before you Verify that Adhar Information because After verification you can’t able to Change your Current Adhar Information.

Follow below given 7 steps to verify your Aadhaar card at the resident portal 2019

1. First of all, you need to visit the UIDAI official website: www.uidai.gov.in
2. On the website homepage, find out “Aadhaar Services” section and simply click on the “Verify Aadhaar Number” option.
   
3. After clicking on that option you will be landed to the page named Aadhaar Verification.
4. There you should enter your 12 digits unique identification (aadhaar) number in the “Aadhaar Number” box and type captcha code in the “Enter Security Code” box given on the page.
   
5. At last click on the “Verify” button to know that your Aadhaar number exists or not.
6. If your Aadhaar card exists, a message will be appeared as “Aadhaar Verification Completes!”
   
7. Done.

If you notice any disparity during Aadhaar card verification process, you can contact the UIDAI by sending an email or by calling toll free number.

Why Aadhaar Card Verification is Important?

• UIDAI has been made compulsory to verify Aadhaar card details. The reason behind them is a short time ago Unique Identification Authority of India has identified many duplicate aadhaar cards on their database.
• After aadhaar card verification, you can ensure your Aadhaar card is fake or original, either detail is correct in aadhaar card.
• If you will show the message “Your Aadhaar Verification Incomplete” during the verification process, probably your aadhaar is being misused by a stranger or someone else. In this situation, you may help UIDAI customer care number
• That’s why aadhaar verification is important that your aadhaar card is activated or deactivated!!

As per the UIDAI guidelines, if any bank account holder does not link their Aadhaar card with the bank account, they can’t access various services provided by banks such as ATM withdrawal transaction, fund transfer to third party person, cash deposit and even passbook update etc. The government of India has decided to compulsory Linking Bank Account with Aadhaar. banks have a rights to deactivate your account without informing you if you will not link your Aadhaar card to the bank account online as well offline. A bank account holder can link their Aadhaar card through a number of ways. from these, some of the methods are mentioned below.

Linking SBI Bank Account with Aadhaar Card

If you have not Linking Bank Account with Aadhaar yet! Then you have comes to the right place. You will get complete and long detailed information with the Infographic tutorial to link Aadhaar number with your SBI bank account in this Website. We will provide a number of ways to link SBI account with your Aadhaar card. in fact, you will be confused that which procedure through a link my Aadhar card to SBI bank account. but don’t worry you can follow anyone process which will easy for you.

• By visiting the Bank
• At an ATM
• Through SMS
• Via Internet Banking
• Through Mobile Application

How To Link Aadhaar Card With SBI Bank Through Internet Banking?

This is the simple and prompt process to link Aadhaar number with bank account online through internet banking. for this online process, SBI customer needs to have registration for Internet banking facility. SBI net banking user can easily link their Aadhaar number with SBI bank account through below given steps. 

STEP 1: First of all Aadhar card holder should open the SBI Netbanking Website from here

And click on “Continue Login” option at the right side of your screen.

STEP 2:  Then login with your Username and Password as shown below Screenshot.

STEP 3: After login successfully click on “e-Services” option at the top bar.

STEP 4: Now You will be redirected to another page and after that click on the “Update Aadhaar with Bank accounts(CIF)” option shown on the left side.

STEP 5: Enter your profile password and click on “Submit” option.

STEP 6: In the final procedure, you will have to enter Aadhar number for twice and select the mode of Authentication to link Aadhar (I prefer the 2nd option such as OTP. then the choice is yours)

• Using Demographic Authentication
• Using OTP (One Time Password) Authentication

STEP 7: After chosen click on “Submit” option.

STEP 8: That’s it done…!!

So this ways your Aadhar card will be linked with your SBI Bank Account soon. and you will be notified by SMS.

Steps To Linking Bank Account with Aadhaar Through SMS !!

A second method which through SBI account holder can link their bank account with Aadhaar card via SMS. However, your mobile number must be registered with the bank to avail this facility. All bank does not provide these same facilities because SMS & Number formats are different for various banks. How the State Bank of India (SBI) can be linked with the Aadhaar number via SMS? Just go through below given steps.

1. Take your mobile and type a message UID(Space)Aadhaar Number(Space)Account Number
2. After typing message in above give format to send the message to 567676
3. You will get the confirmation message on your mobile instantly that “Your Aadhaar seeding Request has been Accepted“
4. It will take 2 to 3 days to verify details with UIDAI.
5. If your given details are correct and your entered mobile number is registered in the bank then your Aadhaar card would be linked with your Bank account.
6. In case your Aadhaar card is not linked you will receive the message to visit the bank for Aadhaar linking.

How to Link Aadhar Card With SBI Bank Account through an ATM?

If you do not know about access to internet banking don’t worry you should link your bank account with Aadhar number via SBI ATM (Debit Card). Your ATM must be working to avail this facility. Just go through these simple steps to your Aadhar with SBI bank.

Steps To Link Aadhar Card With SBI Bank Account via Mobile Application !!

SBI account holders can link their Aadhar card with Bank account through SBI Anywhere Personal mobile application. This Aadhaar linking feature provided by SBI bank itself. it made an easy process for Linking Bank Account with Aadhaar. Here are the steps to how can you link Aadhaar number with your SBI bank account through the mobile app.

• Download SBI Anywhere Personal application on your Smartphone.
• Open it with your internet banking username & password.
• Locate “Request” tab and click on it.
• Then select the “Aadhaar Linking” option under “Aadhaar” option.
• You have to select your CIF number from the drop-down menu.
• Enter your 12 digits Aadhaar number
• Enter Aadhaar number again.
• Read Terms & Condition and tick the disclaimer option.
• Hit the “Submit” option.
• You will display a confirmation message “Your Aadhaar request has proceeded and linked with your bank account successfully“
• Click on the “OK” button to ending the process.

How to Link Aadhaar to PAN card: Click Here

Steps to Linking Bank Account with Aadhaar via offline

SBI person gets their bank account linked with Aadhaar by visiting the SBI branch. If your Aadhaar is not linked with the bank account, Just follow the procedure how it can be done? It’s a quite easy and simple method.

How to Check Aadhaar Linking Status With Bank?

Linking Aadhaar with a bank is mandatory officially announced on 1st June 2017 by the Indian government. You have not been linked Aadhaar with bank account after 31st December 2017. Now UIDAI has made it possible to check Aadhaar linking status with bank at their website. if you had already proceeded for Aadhaar-Bank linking process but don’t know to clarify that it has done or not! You can check Aadhaar linking status with bank by visiting the official website of UIDAI. Here is a check whether your Aadhaar has been linked with your bank account.

• Open the official website www.uidai.gov.in
• Locate Aadhaar services section and click on “Check Aadhaar & Bank Account Linking Status” option to further process.
• Enter your 12 digits Aadhaar number or 16 digits VID number along with captcha code and click on “Send OTP” option.
• One Time Password will be received on your registered mobile number
• Enter OTP on the given box and click on “Login” button.
• You will display a confirmation message “Congratulation! Your Bank Aadhaar Mapping has been done.” if your Aadhaar is linked with your bank account.
• Complete.

How to Check Aadhaar-Bank Account Linking Status via Mobile?

Another way you can check Aadhaar-Bank Account Linking Status through Mobile

Type *99*99*1# MMI code on your mobile.

Enter your 12 digits Aadhaar card number.

 Confirm the MMI code entered by you.

 If your Bank – Aadhaar mapping is done it will show the same result.

We hope that You get the Full Idea about How to Link Aadhar Card to SBI bank Account In Different Ways.

If you Still are Facing Any Problems feel free to Write your Problems in Comment Section and we will Solve it for You as soon as Possible.

Unable to download aadhar card? Facing difficulty in downloading e aadhar? Then read below given an official note. here we have written step by step guidance about How to Download Aadhar Card Online by eaadhaar.uidai.gov.in 2019 topic.

Every Indian citizen needs an E Aadhaar to take certain various government services right! Aadhaar card is 12 digit Unique Identification Number provided by Aadhaar Authority.  Downloaded Aadhaar or eAadhaar is a digitally signed legally valid document. 

Once an Individual eaadhaar holder request for Aadhaar card at Enrollment centre or any association where the process of making an Aadhaar is in progress, they can download Aadhaar card online with the help of provided Enrollment number, Virtual ID, eaadhaar number etc. following steps will help you to Download E-Aadhar at the online portal.

How To Download Aadhar Card From eaadhaar.uidai.gov.in 2019?

There is a number of ways to Download E aadhaar card online or even offline as well. Before you proceed to download your Aadhar card online make sure your Aadhar number has been already generated. Almost always After Applying For EID, it delivers at the doorstep within 15 to 30 days. But If it’s not delivered yet then you can do uidai aadhar download process from here.

So the Government of India has prepared an internet platform where the applicant can download Electronic Aadhaar card (e-aadhaar).

You need the following details:

1. Enrollment Number OR VID Number OR Aadhaar Number
2. Postal Code / Pin code or your area
3. Registered Mobile number / Email Address For OTP Purpose.

These details are necessary to fill up eaadhaar download form on eaadhaar.uidai.gov.in website as per the year 2019. If you have this information then you can proceed to below given steps.

1) E Aadhar Card Download Via Enrolment ID !!

Aadhar holder can download their e-Aadhar by pointing EID option on the official website. it is also one of the options which through easily download Aadhaar card online. Point to remember if you have not Enrolment ID then don’t go through this method.

Visit uidai Aadhar download portal.

Locate “Download Aadhaar” option on the webpage. otherwise, click through uidai download

After coming on Aadhar Download homepage Enter 14 digits enrolment number and Date & Time of Enrol.

Enter your personal details given on the form such as Full name, area pin code etc.

Fill captcha code to security purpose.

Click on “Request OTP” button.

Your One Time Password will be generated in your registered mobile number.

Enter OTP and press “Confirm” button.

You E Aadhar card download Successfully.

2) Steps For Aadhar Card Download by Aadhaar Number

People can download the eaadhar card by Aadhaar number only through the official website of Unique Identification Authority of India. e-Aadhar is as valid as the Aadhar Letter, It has a Smart QRCode which can be used for offline verification.

You have to visit the official website of UIDAI: Click Here.

Locate “Download Aadhaar” option in the “Aadhaar Enrolment” section.

Now select “E Aadhaar” option covered by “Enter your Personal Details” section.

There you will display two option.

• Regular Aadhaar: If you want to Regular Aadhar then click on it.
• Masked Aadhaar: If you want full digits Aadhar card click on this option.

you need to select the first option which (Regular Aadhaar) and enter your personal details such as your full name, Aadhaar number, Address etc.

Click on “Request OTP” button to generate a one time password for your e-Aadhar card.

Provide your personal details to Aadhar card authentication by clicking on “I Agree” option.

Click on “Confirm” option to send the OTP on your mobile number.

You will receive 6 to 8 digits OTP in your registered mobile number.

Enter the received OTP in Verify OTP box and click on “Download Aadhar” option.

e-Aadhar card download successfully.

3) How to Download Aadhaar Card by Virtual ID?

I don’t know why uidai has implemented this option but somehow if you have VID (which is valid for 24 hours only) then you can download E aadhaar entering vid and password. if you don’t have VID then you can Generate VID Here.

Open official website here uidai.gov.in.
Then click on “Download Aadhaar” option.

 Select the “VID” option which marked in below given screenshot.

Enter 16 digits of Virtual ID number.

Enter full name as registered in your Aadhaar.

Enter your area Pincode of your address.

Enter Security code which known as Captcha code.

Then click on “Send OTP” button to generate OTP. in case you have m-Aadhaar app you can generate TOTP.

At the last e-Aadhar will be downloaded in PDF file on your gadget.

You can open that PDF file by entering the Aadhar card Password.

Yeah, it’s done.

How To Get Lost Aadhar Card Number On Your Mobile?

if you lost your Aadhar card somewhere, you should visit the official website to get instant. UIDAI provides facility to recover Aadhaar number on their portal. Just follow below given simple steps to get your Aadhar card number. and those Aadhar number through you will able to download e-Aadhar card at uidai.gov.in.

• First, open the UIDAI website here – resident.uidai.gov.in/get-aadhaar-no
• Keep the Acknowledgement slip with you.
• Enter the 14 digits enrolment number and Date & Time of enrolment which appears on your Acknowledgement slip.
• Provide your registered mobile number
• Enter the Security code to verify.
• Click on “Send OTP” button to get OTP on your registered mobile number.
• After getting OTP to submit it on the webpage.
• Instantly you will receive a message along with your Aadhaar number on your mobile.

Click Here To Find Your Lost Aadhaar Card OnlineDownload 100% Govt. Approved Aadhaar

Essential Benefits of Aadhar Download

• Jan Dhan Yojana: Aadhar Card is the must requirement to apply for Pradhan Mantri Jan Dhan Yojana. Using Aadhar Card only, you can open an account with Zero Balance. Besides, you will be able to access various other services too.
• Passport within 10 days: With the help of your Aadhar Card you can get your password within 10 days. If you are using Aadhar Card to apply for passport than the police verification process will be done lately. Due to this, you will receive your passport fastly.
• LPG Subsidy: With the help of Aadhar Card only you will be able to get the benefits of LPG Subsidy.
• SEBI: In order to Invest in the Stock Market, Aadhar Card is used as proof of address by the Security and Exchange Board of India.
• Monthly Pension: It is now compulsory for all the pensioners of selected states to submit their Aadhar Number to the linked department in order to receive Monthly Pension.
• Provident Fund: Provident Fund will be given to only those employees who have linked their Aadhar Card with Employee Provident Fund Organization(EPFO).

Frequently Asked Question

1) How can I Download e-Aadhar Card Online?

2) How to download my e-Aadhar card using Umang application?

• First of all, you need to Umang login with your username & password.
• Navigate the “Service” tab and click on “Aadhaar card” option.
• Then click on “View Aadhaar card from Digilocker” option. There you will have to login with your Digilocker ID & Password.
• You will receive One Time Password on your mobile
• OTP will automatically detect into your application then you have to click on “Verify OTP” button.
• Click on “Download” option
• Your e-Aadhar will download on your mobile as PDF format. Just open PDF and provide Aadhar card Password.
• Finish.

3) Recently I’ve lost my Original Aadhaar card, How can I Apply it again?

4) Is it Possible to Download my Aadhar card through the Virtual ID?

5) Which applications provide to download e-Aadhar card services?

6) I’ve changed my registered mobile number & email ID. should I download my Aadhaar card?

7) I forgot Aadhaar number, can I download my Aadhaar card using my mobile number?

• Visit the Unique Identification Authority of India.
• Click on “Retrieve Lost UID/EID” option from Aadhaar Enrolment section.
• Select “Aadhaar Number (UID)” option to retrieve your Aadhaar number.
• Provide your mentioned personal details and apply for Send OTP
• Enter received OTP in the “Enter OTP” box.
• You will get Aadhaar number on your registered mobile number.
• go through received Aadhaar number on the official UIDAI portal and download your Aadhaar card.

8) What is Masked Aadhaar? How To Download Masked Aadhaar Card From uidai.gov.in 2019?

• Open uidai e aadhar download portal 2019 (Link).
• Select any one option Aadhaar Number Enrolment Number VID
  
• Search for “Select your preference” and choose “Masked Aadhaar” option.
• Enter the given details on that webpage.
• Request for OTP by clicking on “Request OTP” button.
• Enter received OTP on the “Enter OTP” tab and click on “Download Aadhaar” option.
• Your Masked Aadhaar will download successfully.

9) How to Download e-Aadhar card from Digilocker?

In the country like India, every individual citizen should have proper identification such Aadhar card. Aadhar holder should check their Aadhar card status after applying of the Aadhar. so currently there are lot’s of options are avail to check Aadhar card status from the online web portal. UIDAI has to provide us with the facility to Check Aadhar card status online via their official website uidai.gov.in. It’s a very very simple method even illiterate people with good internet skill can follow this process. Let’s discuss how Aadhar holder can know his Aadhar card status online without any hesitation by providing some necessary details.

Steps to Check Aadhar Card Status Online!

Once you requested for Aadhaar card at enrolment centre, you will get acknowledgement receipt through you can check your Aadhaar card status online via the official website and also offline as well. and the good part is it’s extremely free & no cost. You should provide an enrolment number to check your Aadhar card Status online. Just follow below given simple steps to check the status of your Aadhar card online.

1. Go to google and type UIDAI which is an official website of Aadhaar card.
   
2. Then click on “Check Aadhaar Status” option which is available in Aadhaar Enrolment section at the left side of the page.
   
3. After clicking on Check Aadhaar Status option you will display the page where you will have to enter the enrolment number, date of birth (date/month/year) and security code. then click on “Check Status” button.
   
4. If your Aadhaar card is generated you will get a message like “Congratulation! Your Aadhaar is Generated.”
   
5. Two ways you can Download e-Aadhar at the online portal.
   I) Download Aadhaar: You can download an electronic version of your Aadhaar card (In PDF Format) by click on this option.
   II) Get Aadhaar on Mobile: by clicking on this option you will get the soft copy of Aadhaar on your registered mobile number.

Get Aadhar Card Status through Mobile SMS and Mobile phone

If you don’t have any internet connection, then the above information has no role for you. As we know the fact that more than 70% of people are not using any internet connection still in this modern era but more than 90% of individuals are using mobile phones. If you come in this second category, then take a sigh of relief and just use your cell phone for tracking your UID number status. This system is specially designed for people living in remote areas. Let’s move ahead and check the steps required to be followed for tracking the Aadhar card through a mobile SMS:

• First, know the process of sending SMS
• After this, write a message in the mobile message box in a particular format but make sure you must have a registered mobile number before sending any message
• Write a message in a format i.e. “UID STATUS <14 Digit Enrollment Number>”
• Make sure to check your message twice or thrice before it sends to “51969”
• Now you will receive a message showing your 12 digits Aadhar number in a case where your Aadhar card is generated.
• In a case, your Aadhar card is in process mode, then you will a message showing “not yet processed.”

Check Aadhar Card Status Without Enrolment Details

• Open the official website of UIDAI [Click Here]
• Click on “Retrieve Lost UID/EID” option which is listed on “Enrol & Get Your Aadhaar” section
• There you will get an option to find lost Aadhaar number (UID) & Enrolment number (EID) in “Select UID/EID” section at the left side of the page.
• Enter the details such as name, either email ID or mobile number, security code.
• Now you will receive OTP on your mobile number or Email ID.
  
• Enter & verified OTP and click on “Send OTP” option.
• You will get your lost Aadhaar number or Enrolment number to the registered Email ID or Mobile number of the Aadhaar holder.
  
• Now the Aadhaar holder can Check Aadhar Card Status using Enrolment number.

Verify Aadhar Mobile Number Online @uidai.gov.in

People can check their Aadhar card status by mobile number. if you go through this method, your mobile number must be verified first. let’s have a follow these steps via which the mobile number of the Aadhar holder can easily be verified.

Check Aadhar Card Status By Name & Date of Birth!

• When you apply for new Aadhar card, you will get acknowledgement receipt along with Enrolment number. which through you can track your Aadhar card status at the UIDAI website.
• When you updating your Aadhar card details online, you will get URN – Update Request Number that can be used to check Aadhar card status at KIOSK – Resident Portal.

How To Check Aadhar Card Status Using Enrolment ID (EID)?

Aadhaar holder can check their eAadhaar card status online and offline. Once your Aadhaar is generated at the enrolment centre, the applicant can follow these below given steps to check Aadhar card status using Enrolment ID. it’s quite easy and simple. if you got any error during following steps just ask your queries in below comment section at the end of this page.

Know Aadhar Card Status by Calling Aadhar Toll-Free Number!

You can check your Aadhar card status by using the toll-free number issued by the Indian government. In fact, this is one of the best methods of checking the Aadhar card status among others as this approach can be used by anyone, regardless of having a good internet connection, mobile phone and more. In other words, it is the unique way offered by the uidai authority to check your Aadhar card status. So if you have a phone, then you can make a call on a toll-free number and instantly know your Aadhar card status.

Toll-Free Number for Knowing the Aadhar Card Status: 1800 300 1947

The above discussion comprises all the information assumed to be known as a user point of view in regards to Aadhar card status. All the information provided in different sub-sections is valid and authentic if you applied for the first time or applied for aadhar card changes. You can freely suggest and share it with others. In a case, being not able to satisfy, please move to another option mentioned above for tracking Aadhar number.

=: FAQs :=

Aadhar Card Status

I) How to check Aadhar card status?

Ans: Many ways you can check your Aadhar cars status by visiting the official website, call through 1947 even you can reach at your area post office to track the status of your Aadhar.

II) What is Aadhar card status Enquiry Phone number?

Ans: Enquiry for your newly generated Aadhar card call on 1947 or 1800 300 1947 (Both numbers are Toll-Free)

III) Is it possible to check my Aadhar cars status through India post?

Ans: You will have to send your Aadhar cars details such as enrolment number and date & time of enrolment by post. you will respond from India post by courier at your registered residential address.

IV) How many days will I get my fresh generated Aadhar card?

Ans: Within 90 days you will get your Aadhar card at the date of your enrolment.

V) Is it possible to check my Aadhar status without a mobile number online?

Ans: No. if you wants your status of your Aadhar through online, your mobile number must be registered. otherwise, you can visit your nearest enrolment centre to check your Aadhar card status.

VI) What is Aadhar URN number? and where will you get it?

Ans:  When you are requested for Aadhar card at the enrolment place, you will get update request number – URN that can through you check the status of your Aadhar.

VII) How can I check the Aadhar biometric lock/unlock status online?

Ans: You can check your Aadhar biometric status by visiting official website uidai.gov.in. where you have to provide your 16 digits Virtual Identification Number (VID) and OTP to check enabled or disabled status of your Aadhar card.

With the online income tax returns available today, you don’t have to spend time waiting in long lines or sweating it out with your accountant in order to file your returns on time. In fact, there are even self-assessment programs available that allow you to check how much tax you owe and verify your accounts online.

There are quite a few advantages to filing an online income tax return. Not only is it more convenient than the traditional methods of filing your income tax, but it is actually more secure as well.

Electronic safeguards and encryptions allow you to send your returns safely, without any worry that someone will intercept your papers and your identity will be stolen as a result. Also, when you’re filling out your forms, the amount you owe is completed automatically, resulting in fewer mistakes and disputes with the IRS. Filing online is definitely more convenient – you are sure your forms are received immediately plus you can send them in at any time – even in the wee hours of the morning! No more taking time off work just to file your taxes.

Perhaps the greatest boon here is the lack of paperwork. Because there is no hard copy to send, there is also no hard copy to file! Your online income tax return is stored online as well and can be accessed and printed out at any time to answer any disputes. Talk about keeping your house clean!

While the IRS doesn’t endorse any particular kind of tax software, be aware that there are authorized and accredited IRS e-file providers that you can confirm online.

You can file your online income tax return yourself! Just be sure to have all your pertinent papers together, like your Social Security number (also those for any dependents you may have like your spouse and children) your W-2s if you are employed, any receipts for deductible expenses, your records for your income and expenses, and Form 1099 for other income or for withholding income taxes, and a unique PIN. If you want to pay online as well, have your bank account number ready. This is also a requirement if you are expecting a refund since it can be credited to you more quickly.

Once you have your papers together, you can use a tax professional to compute your taxes for you, a personal computer with tax preparation software or a free file downloaded off the net.

Professional Tax Preparers are also equipped and authorized to file ITR online. You must, however, bring all your documents to him. But you can request that for an e-file. The IRS provides an online locator search so you can choose between the authorized providers that are located in the most convenient area for you.

If you choose to use purchased tax preparation software or the free download IRS provides, all you need to do is fill in the blanks with the correct information and you’re done. It’s really a great weight off your shoulders once you start paying state and federal taxes online.

Every PAN cardholder should know the latest news about PAN (Permanent Account Number) – Aadhaar Linking to file IT (Income Tax) Return in 2019-20. recently Supreme Court has said that linking the PAN card with Aadhaar card is compulsory for filling IT Return. Accompanied by the court has turned the order specified via the Delhi high court at the starting of last year. let’s know the more details by scrolling this page.

Recent News | Date: 01-04-2019

Read Here: Govt Extends PAN-Aadhaar linking Deadline Date to September 30th !!

Linking PAN-Aadhaar To Fill INCOME TAX Returns – 2019 Breaking News

Supreme Court Verdict

New Delhi | February 07, 2019: 

 This Monday, the Supreme Court has made it clear that the linkage of PAN card with Aadhar is compulsory for filing income tax returns for the assessment year 2019-20.

 According to Justices S. Abdul Nazeer and A.K. Sikri, the court has already passed its judgement on the matter and has upheld the 139AA section of the Income Tax Act.

 The court arrived at its decision after hearing the government’s plea against an order passed by the Delhi high court. The order allowed two respondents, Shreya Sen and Jayshree Satpute, to file their Income Tax returns for 2018-2019 without the linking their PAN card with Aadhar number.

 On this matter, the court said that the decision passed by the High Court was based on the fact that the decision of linking PAN card with Aadhar number compulsory for filing tax returns was pending in the Supreme Court. The bench said, the court has already decided on the matter and upheld 139AA section of the income tax act. They also added, that from now on the  linkage of PAN card with Aadhar number is mandatory for filing income tax returns. 

 According to the court, the respondents have filed their income tax returns for the assessment year 2018-19 based on the decision passed by the High Court. However, they still have to link their PAN card with Aadhar number in order to file their income tax returns for the 2019-20 financial year.

 The Supreme Court upheld the constitutional validity of the Aadhar scheme in the month of September. A constitutional bench of the court said, that the right to privacy was not violated by Aadhar card in any way. The court also upheld the passage of the Aadhar bill as a money bill in the Lok Sabha.

 A constitution of five judges had held that Aadhar will remain compulsory for filing Income Tax returns and allotment of PAN, it will be compulsory to link Aadhar number to bank accounts and telecom service providers cannot seek it’s linking for telecom connections.

The Penalty for late Filing !!

It is important to note that details such as saving, income etc., for the financial year ending March 31, 2019, should be provided in the income tax returns for 2019-20. For the mentioned year, salaried individuals are expected to file their returns by 31st July 2019. For audit cases including corporate, the date is 30th September 2019. It should be noted that there is a penalty provision in case of late filing. For example, Rs 5000 will be levied on all the returns filed after 31st July 2019.

Click Here to link Pan Card With Aadhaar CardOfficial Website

Aadhar Optional For The First Instalment Under Pradhan Mantri Kisan Samman Nidhi Scheme

On Monday it was reported by PTI that the centre made Aadhar optional for marginal and small farmers who want to get the first instalment of Rs 2000 under the Rs 75,000 crore PM-Kisan Scheme. However, it is mandatory of the farmers to present their Aadhar in order to avail their second instalment.

As stated by the Union Ministry of Agriculture in a letter to state governments, aadhar number shall be collected wherever available while transferring the first instalment of benefit for the period of 2018-19. They also added that aadhar number will be compulsory while transferring the subsequent instalments.

In this matter, the centre has instructed the state governments to prepare a database of all marginal and small farmer families. The centre has asked to collect relevant details such as name, caste, gender, bank account number, aadhar number and phone number. February 1 is the cut-off date to determine ownership of land.